Using Zelle For Legal Online Gambling

Because of national and international banking regulations, the legal online gambling industry has always had to be one step ahead of the game when it comes to account funding. Now, the newest way for US players to deposit into their casino, poker, or sports betting accounts is to use the Zelle to Bitcoin option.

Developed by major US banks, Zelle is a money transfer platform, and it has some real benefits for those who’ve had an otherwise difficult time sending funds to their favorite offshore betting and gaming sites. By using Zelle to purchase Bitcoin, wait times can be reduced from days to mere minutes, letting you spend more time betting and less time worrying about your bankroll.

Zelle money transfers essentially allow you to make an instant Bitcoin purchase that can in turn be used to fund your online gambling account.  Zelle cannot be used directly to fund your account but serves as a great intermediary for purchasing Bitcoin without the waiting period or hassle of establishing a BTC wallet.

Is It Legal To Buy Bitcoin With Zelle?

As long as it’s legal to buy Bitcoin, it’s legal to buy Bitcoin with Zelle. To date, no US states have any laws against purchasing BTC, albeit you should always be sure to abide by the IRS rules and regulations regarding cryptocurrency taxation.

Because Zelle is a product of the banking industry, some analysts believe that BTC and other crypto purchases might eventually be outlawed by individual banks, but that hasn’t happened yet. If and when the US gambling laws or rules regarding Zelle and crypto change, we will update this page accordingly.

Best Online Betting Site That Accepts Zelle

Bovada Sportsbook And Casino
Bovada Superbowl Betting Page
USA Friendly


Bovada – Zelle to Bitcoin Options

50% Bonus Up To $250


Bovada is an online gambling pioneer and the first legitimate betting site that started taking Bitcoin deposits several years ago. The company operates inside of the legal gaming jurisdiction of Costa Rica, and as a Zelle-friendly gambling site, deposits are now even faster and easier than ever.

To deposit with Zelle at Bovada, simply sign up for a free account, and when you go to load up your funds, click or tap the Bitcoin option (as Zelle is a way to buy Bitcoin using the third-party LocalBitcoins exchange). Then, head over to LocalBitcoins, set up a free account, and buy BTC from anyone you wish using Zelle Pay. When you deposit using Bitcoin via Zelle, you’ll get same-day access to sports betting boards, a Vegas-style casino with table games and slots, a huge poker room, and even an international racebook.


  • US Friendly Deposit Options
  • Deposit Easily With Your Credit Card, Bitcoin, or Zelle-To-BTC Transfers
  • Fast And Reliable Payouts
  • Enjoy Sports Betting, Casino, Poker, Horses, and Live Dealer Play With 1 User Account


  • Does Not Accept Players from NJ, NV, NY, DE, or MD.

Top Rated Gambling Sites That Accept Zelle Payments

SiteReviewBonus OfferUSAVisit
Bovada Sportsbook And CasinoRead Review50% Max $250Play now
Betonline LogoRead Review50% Max $1,000Play now
mybookie logoRead Review50% Max $1,000Play now
Bookmaker LogoRead Review15% Max $600Play now
Sportsbetting LogoRead Review50% Max $1,000Play now
GTBets LogoRead Review100% Max $500Play now
Xbet Sportsbook logoRead Review100% Max $500Play now

Zelle Gambling FAQs

How Zelle Works: The Zelle-To-Bitcoin Process

Zelle is a banking product that you likely already have access to. Essentially, it’s a convenient way to send USD from your checking or savings account to another person or company. However, it only works this way if both the sender and the recipient are physically located in the US. Naturally, such a model can’t work to fund your offshore gambling activities.

For our purposes, then, Zelle is not a direct banking method. Instead, you’re using Zelle to purchase Bitcoin from, which you can then easily send overseas. The Zelle-to-Bitcoin process makes buying BTC quicker than ever, as other fiat-to-BTC sites can take 7-10 days to process. With Zelle, you can buy BTC in just a few minutes and start playing at Bitcoin gambling sites right away!

Other popular crypto betting options include Stellar casinos, Ethereum casinos, Litecoin casinos, and Bovada's new gambling voucher deposit option.

The Best Gambling Sites That Work With Zelle

Every A-rated gambling site can be funded with Zelle-to-BTC, which means that the fastest paying casinos are now the fastest depositing casinos! While no site offers specific support for Zelle, you can use this service to purchase BTC via the exchange. This only takes a few minutes compared to other commercial Bitcoin exchanges that make members wait 5-10 days before they can access their BTC purchases.

How To Deposit Into Your Online Gaming Account Using Zelle

At any legitimate online gambling site, you can simply follow these Zelle funding instructions to top off your account with Bitcoin ASAP:

  1. Set up a legal online gambling account.
  2. Confirm that your bank offers a Zelle payment option - you can do this when you register as a user with the Zelle app.
  3. Set up a account.
  4. At LocalBitcoins, initiate a purchase of BTC using Zelle.
  5. At your preferred gambling site, select the Bitcoin deposit option.
  6. Send BTC from your LocalBitcoins account to your gambling account at the address provided by the gambling site’s cashier.
  7. Start gambling.
  8. Win big!

What Kind Of Gambling Sites Support Zelle?

  • Casinos that accept Zelle – Because Zelle lets you make quick, same-day BTC purchases, you can effectively use the platform to fund all your online casino gaming. Whether you prefer table games, video poker, or digital slots, you can spend less time banking – and more time BANKING! – when you use Zelle-to-BTC to load up your casino gambling account.
  • Poker Sites that accept Zelle – Poker sites have action 24-7, whether you’re playing a few hands at a sit-and-go or entering giant tournaments with hundreds of thousands of dollars on the line. Of course, you can’t win anything if you don’t buy-in, and for first-time Bitcoin players, Zelle is the best way to top off your bankroll with crypto.
  • Sportsbooks that accept Zelle – Sports betting, more than any other kind of online gambling, requires speed. The games on the schedule wait for no man, and if you see a valuable line or attractive odds, you have to pull the trigger ASAP. Because sports bettors don’t have time to wait while BTC transfers take days or weeks, Zelle is the perfect solution.

Zelle Benefits

Using Zelle to fund your Internet gambling account is beneficial in several key ways. Zelle offers the following perks:

  • Same-Day Bitcoin Buy-In – No more 10-day waits!
  • Widespread Adoption – Over 30 million users and counting.
  • No Added Fees – Banks do not currently charge their members any fees for using Zelle.
  • No Purchase Restrictions – Banks do not monitor and approve/disapprove any Zelle transactions. Caveat emptor!

Zelle Drawbacks

Zelle isn’t perfect, and it’s not for everyone. These are the main Zelle negatives to be aware of:

  • Requires LocalBitcoins Account – To use Zelle for gambling at offshore sites, you need a account, which is free. (We're not sure this is actually a drawback as this step is so easy.)
  • Can’t Send Money Out Of The US – Direct Zelle transfers are limited to the US only.
  • Zelle Payouts Not Supported – You cannot receive winnings from offshore gambling sites via the Zelle platform. Instead, you can be paid out in Bitcoin or another supported crypto coin.
  • No Bank Protections – Banks do not guarantee Zelle transactions or offer refunds for accidental/fraudulent purchases. This is true for any purchase made with Zelle, not just Bitcoin purchases.

Disclaimer: Zelle is not a direct way to fund your online betting account, as it is specifically useful in this context only in how easily it lets you purchase Bitcoin via the LocalBitcoins exchange. Zelle is not affiliated with this site or any legal online casino, sportsbook, poker room, or racebook. Further, Zelle does not implicitly or explicitly endorse online gambling in any way. 

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